Consumer Products and Services

Credit.com Educational Services has designed and developed a suite of unique world class products and services designed to empower consumers with the information they need to take full control of their credit health. A full list of our consumer services follows:

Your Personal Credit Advocate. We all need an advocate. And when it comes to consumer credit, depending on just anyone simply wont do.

Our credit expert, John Ulzheimer takes on a limited number of personal credit advocate clients every year. This is credit re-education, not credit repair. If you’re looking for a credit repair company then this isn’t for you. However, if you're willing to make the significant commitment to change how you manage your credit so that you can function more efficiently within the credit environment, then you may qualify to be one of a limited number of our personal clients. This is the Rolls Royce of advocate services.

If you qualify you will enjoy these unique advantages:

  • Ongoing credit diagnostics and a personal 12-month credit management game plan
  • Private credit education, on site at your office or home
  • Continuous validation and evaluation of any credit related transactions you’re contemplating
  • Unlimited email and phone access to John for the entire 12 months
  • Institutional discounts on credit report and credit scoring products
  • Family discount: your spouse or partner is also covered and enjoys the same benefits as you for 50% off the standard price
  • A solid understanding of the credit system and the benefits if you properly manage your credit

To find out if you qualify please contact us.

MyCreditHotline™. It can be nearly impossible to get personal assistance from the credit bureaus; its one of the most common consumer complaints. Consumers who have questions about their credit health have very few reliable places to turn for help.

Credit.com Educational Services is pleased to announce MyCreditHotline, a new subscription service that connects consumers with trained industry experts. From maintaining credit health to understanding credit reporting, consumers can get straight answers quickly over the phone for a low monthly fee.

Consumers can choose from two levels of MyCreditHotline service:

MyCreditHotline Basic. For a low monthly fee, consumers have unlimited toll-free access to our staff of expertly trained credit agents in San Francisco. Questions about your credit health, debt issues and financial options, can be answered with one simple call. Our experts are not time restricted and only talk with a limited number of consumers each day. When you call, youll get the attention that you need and deserve.

In addition to unlimited access to our agents, you will also receive the following:

  • Monthly Credit Conversation calls with nationally-recognized credit expert, John Ulzheimer. Youll hear the latest news about credit reporting and credit scoring.
  • Automatic billing at the end of each month and freedom to cancel your subscription anytime!
  • A subscription to John's Private Insider Newsletter

Dont wait for the credit answers you need. For more information or to sign up now, please contact us.

MyCreditHotline Premium. For a monthly fee, consumers will have access to nationally recognized credit expert, John Ulzheimer. Each month, youll have a half hour phone call with John personally to ask about your credit management and develop a plan for credit health. Put John's expertise working with credit industry giants FICO and Equifax to work for you.

In addition to monthly calls with John, you will also receive the following:

  • Unlimited email access to John during the terms of your subscription.
  • Automatic billing at the end of each month and freedom to cancel your subscription anytime!
  • A subscription to John's Private Insider Newsletter

For more information or to sign up now, please contact us.

Customer Products and Services

Credit Expertise

Through our seminars and online, we aim to teach people to manage and maximize their credit:

  • Toll free access to consumer credit experts.
  • Save money by learning how to better manage your credit. Let us help.
  • Learn how to recover from credit damaging life events.
  • Free credit reports and credit scores.
  • Learn how to avoid credit repair scams.

Credit Report Card

Free access to your online Credit Report Card and credit score with any Credit.com educational service.